Calculators
This section provides you with calculators to help you in your business.
Fund Profile Tool
The Fund Profile Tool is designed to provide you with up-to-date information about your MLC investment and to give you greater insight into how we manage your money.
Transition to Retirement Calculator
Enjoying life now, while saving more for later
A transition to retirement strategy is a smart, tax effective way to boost your super, while maintaining your current income.
Our Transition to Retirement calculator helps you examine how you can benefit and, when you've finished, you can print the results to review with your financial adviser.
Escalator Calculator
The Escalator Calculator will help you determine the effect that joining the Escalator Program will have on your take-home pay and the super benefit you receive when you retire.
Voluntary Contribution Calculator
The Voluntary contributions calculator will show the impact that making before or after-tax voluntary super contributions could have on your take-home pay and super benefit at retirement.
Insurance Gap Calculator
The Insurance Gap Calculator will help you find out if your current insurance (if any) is insufficient to maintain your family's lifestyle in the event of sickness, accident or death.
MLC Insurance Premium Calculator
The MLC Insurance Premium Calculator can help you make decisions about your insurance purchase by:
- illustrating the difference between level and stepped premiums over time allowing you to select the most cost effective option
- displaying the consequences of delaying your insurance purchase
- showing you the effect on premiums when indexing the sum insured to maintain purchasing power, and
- demonstrating how it's possible for level premiums to increase due to premiums and/or policy fee changes.
Personal Insurance Risk Calculator
The chance of death, total and permanent disability (TPD) or critical illness (CI) before age 65 is surprisingly high.
The Personal Insurance Risk Calculator allows you to calculate the chance of just yourself, or yourself plus your partner dying or suffering a TPD or CI before age 65.
Business Expenses Calculator
The Business Expenses Calculator can help you calculate your monthly business expenses. It allows you to establish your share of the business expenses that you need to protect.
Business Insurance Risk Calculator
The chance of death, total and permanent disability (TPD) or critical illness (CI) among business partners is surprisingly high.
The Business Insurance Risk Calculator allows you to calculate the chance of just yourself, or yourself plus your business partners dying or suffering a TPD or CI before age 65.
Future Earnings Calculator
The Future Earnings Calculator calculates your future earnings based on your current salary, expected salary increases and your age.
You're likely to have insured your home, your contents and your car. But have you insured your most valuable asset? Your ability to generate an income and grow your wealth. This simple but effective calculator demonstrates that you are likely to earn a significant sum over your lifetime. Which leads to the question, "Isn't that an amount worth protecting?