| What if? | Which insurance suits best? | What does it do? |
|---|---|---|
| I am unable to work due to sickness or injury | MLC Income Protection | MLC Income Protection covers you for a monthly benefit up to 75% of your income to replace lost earnings if you become disabled and are unable to work. |
| I pass away and want to make sure my loved ones are protected | MLC Life Cover | MLC Life Cover helps your family maintain their financial position in the event of your death by providing your beneficiaries with an agreed lump sum. |
| I am very ill, and want to focus on getting better, rather than worrying about my finances | MLC Critical Illness | MLC Critical Illness cover will take away your financial worries, by paying you a cash lump sum if you develop certain critical illnesses so you can get back on track. |
| I am permanently disabled | MLC Total and Permanent Disability | MLC Total and Permanent Disability cover offers financial security for the unexpected by providing you with a lump sum if you suffer total and permanent disability and are unable to work again. |
| I am unable to run my business | MLC Business Expenses | MLC Business Expenses reimburses you for fixed expenses incurred to keep your business going if you become totally disabled and cannot work. |
| My business partner dies or becomes disabled or falls very ill | MLC Life Cover MLC Total and Permanent Disability MLC Critical Illness |
Insures your business partners so you receive a lump sum to buy your partners share of the business. |
| One of my employees dies, or is permanently disabled, or falls critically ill | MLC Life Cover MLC Total and Permanent Disability MLC Critical Illness |
Helps your business offset the loss of revenue associated with the loss of a/the key person/people who is/are responsible for driving the revenue of the business. |
| One of my employees dies, or is permanently disabled, or falls critically ill | MLC Life Cover MLC Total and Permanent Disability MLC Critical Illness |
Provides your business with the ability to satisfy creditors and maintain your credit status through the period that you are unable to work. Debt protection also protects your assets pledged as security for lending. |
| My home is robbed and or burnt down | NAB Home and Contents insurance | Provides lump sum protection if your home is burnt down or robbed. |
| My car is damaged or stolen | NAB Car insurance | Insures your car. |
| My caravan or trailer is stolen | NAB Caravan and Trailer Insurance | Insures your caravan or trailer. |
| My investment property is damaged | NAB Residential Investor Insurance | Offers you, as a landlord, a safeguard against damage to your investment property and your rental income. |