Calculators
This section provides insurance tools to help you quantify whether your clients have adequate insurance and the chance of death and TPD amongst business partners.
Fund Profile Tool
The Fund Profile Tool is designed to provide you with up-to-date information about your MLC investment and to give you greater insight into how we manage your money.
Transition to Retirement Calculator
Enjoying life now, while saving more for later
A transition to retirement strategy is a smart, tax effective way to boost your super, while maintaining your current income.
Our Transition to Retirement calculator helps you examine how you can benefit and, when you've finished, you can print the results to review with your financial adviser.
Insurance Gap Calculator
The Insurance Gap Calculator will help you find out if your current insurance (if any) is insufficient to maintain your family's lifestyle in the event of sickness, accident or death.
Superannuation Calculator
The super calculator helps you get a clear picture of your financial future. This easy-to-use tool demonstrates how long your savings are likely to last once you retire.
MLC Insurance Premium Calculator
The MLC Insurance Premium Calculator can help you display key insurance concepts to your clients by:
- illustrating the difference between level and stepped premiums over time
- displaying the consequences of delaying their insurance purchase
- showing the effect on premiums when indexing the sum insured to maintain purchasing power, and
- demonstrating how it's possible for level premiums to increase due to premiums and/or policy fee changes.
Personal Insurance Risk Calculator
The chance of death, total and permanent disability (TPD) or critical illness (CI) before age 65 is surprisingly high.
The Personal Insurance Risk Calculator allows you to calculate the chance of just yourself, or yourself plus your partner dying or suffering a TPD or CI before age 65.
Business Insurance Risk Calculator
The chance of death, total and permanent disability (TPD) or critical illness (CI) among business partners is surprisingly high.
The Business Insurance Risk Calculator allows you to calculate the chance of just yourself, or yourself plus your business partners dying or suffering a TPD or CI before age 65.
Business Expenses Calculator
The Business Expenses Calculator can help you calculate your monthly business expenses. It allows you to establish your share of the business expenses that you need to protect.
Future Earnings Calculator
The Future Earnings Calculator calculates your clients' future earnings based on their current salary, expected salary increases and their age.
Most Australians are likely to have insured their home, their contents and their car. But they haven't insured their most valuable asset; their ability to generate an income and grow their wealth. This simple but effective calculator demonstrates to clients that they are likely to earn a significant sum over their lifetime. Which leads to the question, "Isn't that an amount that's worth protecting?" You can use this tool to help with your client conversations around income protection for both personal and business needs.
Voluntary Contribution Calculator
The Voluntary contributions calculator will show the impact that making before or after-tax voluntary super contributions could have on your take-home pay and super benefit at retirement.