Calculators

This section provides insurance tools to help you quantify whether your clients have adequate insurance and the chance of death and TPD amongst business partners.

Fund Profile Tool

The Fund Profile Tool is designed to provide you with up-to-date information about your MLC investment and to give you greater insight into how we manage your money.

Transition to Retirement Calculator

Enjoying life now, while saving more for later
A transition to retirement strategy is a smart, tax effective way to boost your super, while maintaining your current income.

Our Transition to Retirement calculator helps you examine how you can benefit and, when you've finished, you can print the results to review with your financial adviser.

Superannuation Calculator

The super calculator helps you get a clear picture of your financial future. This easy-to-use tool demonstrates how long your savings are likely to last once you retire.

Insurance Gap Calculator

The Insurance Gap Calculator will help you find out if your current insurance (if any) is insufficient to maintain your family's lifestyle in the event of sickness, accident or death.

Personal Insurance Risk Calculator

The chance of death, total and permanent disability (TPD) or critical illness (CI) before age 65 is surprisingly high.

The Personal Insurance Risk Calculator allows you to calculate the chance of just yourself, or yourself plus your partner dying or suffering a TPD or CI before age 65.

Business Insurance Risk Calculator

The chance of death, total and permanent disability (TPD) or critical illness (CI) among business partners is surprisingly high.

The Business Insurance Risk Calculator allows you to calculate the chance of just yourself, or yourself plus your business partners dying or suffering a TPD or CI before age 65.

Business Expenses Calculator

The Business Expenses Calculator can help you calculate your monthly business expenses. It allows you to establish your share of the business expenses that you need to protect.

Future Earnings Calculator

The Future Earnings Calculator calculates your clients' future earnings based on their current salary, expected salary increases and their age.

Most Australians are likely to have insured their home, their contents and their car. But they haven't insured their most valuable asset; their ability to generate an income and grow their wealth. This simple but effective calculator demonstrates to clients that they are likely to earn a significant sum over their lifetime. Which leads to the question, "Isn't that an amount that's worth protecting?" You can use this tool to help with your client conversations around income protection for both personal and business needs.

Voluntary Contribution Calculator

The Voluntary contributions calculator will show the impact that making before or after-tax voluntary super contributions could have on your take-home pay and super benefit at retirement.