Disclaimer

Important information

This document has been prepared by MLC Limited (MLC) and is intended to provide general information only, without taking into account any person's objectives, financial situation or needs. A person should, before acting on this information, consider the appropriateness of the information having regard to their personal objectives, financial situation or needs. A person should obtain financial advice regarding his or her own circumstances before making any insurance decision.

The insurance cover referred to above is subject to terms and conditions. Refer to the Policy Document for full terms and conditions.

An application can only be made on the Application Form in the current MLC Group Insurance Product Disclosure Statement, issued by MLC Limited. The responsible entities for MLC's Group Insurance products are MLC Limited, ABN 90 000 000 402, AFSL 230694,and MLC Nominees Pty Ltd, ABN 93 002 814 959, AFSL 230702, RSE L0002998 (Trustee for The Universal Super Scheme R1056778, SFN 281 440 944), both having the registered office of: 105-153 Miller Street, North Sydney, NSW 2060. MLC Limited is a member of the National Australia Group of companies. Cover is subject to MLC Limited's acceptance of the application.

An MLC Group Insurance policy does not represent a deposit with or liability of National Australia Bank Limited ABN 12 004 044 937. Neither the National Australia Bank Limited nor any other company in the National Australia Group of companies (other than MLC Limited as insurer) guarantees or accepts liability in respect of MLC Group Insurance.