Insurance

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MLC Business Expenses insurance

If your clients are self-employed or in a small partnership, their ability to operate their business is imperative to its success. Without them, their business may struggle to operate, yet its associated expenses will continue.

MLC Business Expenses can provide your clients and their businesses with cover for certain business expenses for the period that they are unable to operate those businesses due to disability.

As an added bonus, their premiums may be tax deductible, depending on their individual circumstances.

What is covered by MLC Business Expenses insurance?

Cover For
Specific Business Expenses when you are unable to work due to disability

What are the features included in MLC Business Expenses insurance?

Features
Return to work (for up to 5 days) during waiting period
Up to 12 month benefit extension if 12 times monthly benefit not paid
Guarantee of upgrade
AIDS exclusion discount option

The Business Expenses Calculator can help you calculate your monthly business expenses. It allows you to establish your share of the business expenses that you need to protect.

More information on Business Expenses insurance:

Business Expenses
Maximum Monthly Benefit
100% of eligible expenses up to the monthly benefit selected
Benefit Period
1 year
Waiting Periods
14 days, 1 month
Maximum Entry Age
AAA, ACT, ML, AA, A - 60 next birthday
BB, B - 55 next birthday
Expiry Age
To age 65
Occupation Category Guidelines
AAA - Professional white collar workers
ACT - Accountants
ML - Certain medical and legal professionals
AA - Other professionals
A - Light skilled occupations eg. Bank teller, lab technician
BB - Certified or licensed tradesmen
B - Manual but not hazardous occupations eg. Painters

To find out more about MLC Personal Business Expenses, get in touch with your Business Development Manager or call MLC on 133 652.