Critical illness, "It won't happen to me"
Around half of all Australians aged over 30 will suffer at least one of the seven health conditions that can lead to long-term disability and, consequently, a long-term loss of income.
Source: NATSEM, Health and Income in Australia, 2003.
How would your family or loved ones cope if you suffered a stroke or were diagnosed with cancer?
Not only might you lose your income through not being able to work, but you might also have to tap into your savings, sell your home or face major costs for medical treatment and rehabilitation. Not a pretty picture.
However, for around $2 per day1 you could cover the premium for critical illness insurance and rest easy that your family are protected.
MLC Critical Illness insurance can help remove many of your financial worries and concentrate on getting better if you became critically ill.
You can choose to have this insurance as a standalone policy (available with MLC Critical Illness Plus only) or as an extension as a connected benefit to MLC Life Cover.
To find out more about MLC Critical Illness insurance and the exclusive medical advice service by Best Doctors, talk to an MLC adviser or call us on 136 652.
1. Based on a male, non-smoker, aged 37, purchasing $200,000 of MLC Critical Illness Plus cover as an extension to Life
Cover on a level premium.
2. Family means you (as the insured), your spouse and your dependent children.
- Disclaimer
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Best Doctors isn't insurance (including health insurance) and it doesn't replace your relationship with your current doctor or medical
specialist. Information about the history of Best Doctors and choice of specialists was sourced from Best Doctors. MLC reserves the right to withdraw
the service at any time or to change the terms on which the service is provided to customers. Copyright 1998-2009 Best Doctors. All Rights Reserved.
Best Doctors, the star-in-cross logo and InterConsultation are trademarks or registered trademarks of Best Doctors in the European Community,
the United States and in other countries and are used under license.
The information provided here is for general use only and has been prepared without taking into account any particular person's objectives, financial situation or needs. You should, before acting on this information, consider the appropriateness of this information having regard to your personal objectives, financial situation or needs. You should obtain financial advice specific to your situation before making any financial investment or insurance decision.
MLC Nominees Pty Limited (ABN 93 002 814 959 AFSL 230702 RSE L0002998 Trustee of The Universal Super Scheme R1056778 ABN 44 928 361 101 SFN 281440944) is the issuer of MLC Life Cover Super. MLC Limited (ABN 90 000 000 402 AFSL 230694) is the issuer of MLC Personal Protection Portfolio. MLC Nominees Pty Limited and MLC Limited, both of 105-153 Miller Street, North Sydney NSW 2060, are members of the National Australia Group of companies.
The combined Product Disclosure Statement (PDS) for MLC Life Cover Super and MLC Personal Protection Portfolio will provide information about these products. You should consider this disclosure document before making any decision about whether to acquire a policy. A copy of the PDS is available upon request by contacting the MLC Client Service Centre on 132 652 or you can download it from the Forms & Brochures page on the mlc website