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Performance

Super performance, that’s a lifetime in the making

Our MLC High Growth option has delivered strong, long-term results over 5, 7, 10 and 15 years (yep, teacher’s pet). It delivered 9.9% pa over the 15 years to 30 June 2025.1

Financial Coaches

Financial coaching2 at no extra cost

Life isn’t always predictable, the right support can make all the difference. That’s why we offer expert super advice, at no extra cost.

Tools

Smart tools to bring you financial clarity

Our suite of tools, calculators and app, give you clarity on where you are today and where you can go in the future.

138 years of securing Aussie futures

Our investment experts are working hard to help you enjoy a glorious retirement.

  • Easy to join in under 10 minutes — so quick, you won’t even need to make a cuppa
  • Strong performing MLC High Growth investment option1
  • Simple super fees with no surprises
  • 30+ investment options, for those who like a little more control
  • Flexible insurance options
  • Easy to use app, tools and calculators
  • Easy to combine multiple super accounts
  • Access to MLC Member Rewards3, hello discounts 

Join us

138 years of securing Aussie futures

Our investment experts are working hard to help you enjoy a glorious retirement.

  • Easy to join in under 10 minutes — so quick, you won’t even need to make a cuppa
  • Strong performing MLC High Growth investment option1
  • Simple super fees with no surprises
  • 30+ investment options, for those who like a little more control
  • Flexible insurance options
  • Easy to use app, tools and calculators
  • Easy to combine multiple super accounts
  • Access to MLC Member Rewards3, hello discounts 

Join us

Get confidence with top-rated super

Get confidence with top-rated super

Super Ratings Platinum MySuper 2025 logo
Super Ratings Platinum MyChoice Super 2025 logo
Chant West 5 Apples Highest Quality Fund Super 2025 logo
Super Rating 2025 logo
Heron Quality Rating 2025 logo

Check it out

Awards and ratings are only one factor to take into account when choosing a super fund.

Check it out

Awards and ratings are only one factor to take into account when choosing a super fund.

MLC knows retirement

We manage more retirement assets for Australians than any other super fund.4

  • Transition easily from super into a retirement pension account
  • Tools to estimate your retirement income and eligibility for the government age pension
  • Access to expert financial advice as you need it
  • Our administration fees and costs are ~27% lower than the average superannuation pension product and ~12% lower than the average industry fund pension product.5
  • Keep it simple or choose from over 30 investment options  

And if you’ve held super with MLC for 6 months and meet the eligibility criteria, you may be eligible for a pension bonus when you transfer from your MLC super account into a MLC pension account. On average, eligible pension members receive a $5,3976 pension bonus.

Join us

Important updates

October 2025

MLC MasterKey disclosure updates

Read more

August 2025

Term Allocated Pension changes

Read more

August 2025

MasterKey super update - changes to insurance and fee caps

Read more

October 2024

MasterKey repricing and disclosure updates

Read more

Get in touch

  Call us

Let's chat on 132 652 (+61 3 9966 5802 if overseas) between 8am and 6pm AEST/AEDT, Monday to Friday

  Email us

Email us questions or feedback through our contact form

  Financial advice

A lifetime of dedication deserves a plan to match. We can connect you with the right type of support for your needs

1 MLC High Growth 30 June 2025 Chant West Super Performance Survey High Growth (81-95%) net returns to 30 June 2025. Returns are expressed net of investment fees and tax. Performance returns are annualised for periods greater than one year (p.a. = per annum). The future value of an investment in an investment option will rise or fall with market changes. Past performance is not a reliable indicator of future performance. MLC High Growth option provides a diversified portfolio that's invested in more traditionally-focused growth assets that tend to provide higher levels of long-term capital growth but may also carry the highest risk in the short term. Find more information.

2 The Financial Coaches provide financial advice under the Australian Financial Services License (AFSL) of Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate). NULIS has appointed Actuate to provide general and limited non-ongoing personal advice services (which includes simple super advice) to members of relevant products in the MLC Super Fund. Actuate is also part of the Insignia Financial Group.

Any advice or information provided to you by a Financial Coach during a super consultation will be of a general nature only and will not take into account your personal objectives, financial situation and needs. Because of that, before acting on any advice provide to you, you should consider its appropriateness to you, having regard to your personal objectives, financial situation and needs. Neither NULIS, nor any other entity within Insignia Financial Group, including any other entity within the Insignia Financial Group that is a trustee for a regulated superannuation fund, is liable for or responsible for any work, action or advice provided by Actuate.

3 MLC Member Rewards is provided by Edge Loyalty Systems Pty Ltd trading as Lifestyle Rewards (ABN 96 138 299 288) and not part of the Insignia Financial Group. 

4 KPMG Super Insights Report 2025, May 2025. Based on total retirement assets within superannuation funds managed by trustees within the Insignia Financial Group, including the MLC Super Fund.

5 Chant West Pension Fee Survey, June 2025. Based on administration fees and costs (including a $ based Member Fee, a % based Plan Management Fee, Trustee Levy, and Other administration fees and costs paid from reserves) on a $250k balance (which is roughly the average pension account balance in non-SMSF funds) for pension products in the Growth Index (61–80% growth assets) which covers 63 pension products including 19 industry fund products.

6 Over a 12-month period to June 2025. Assumes a Pension Bonus rate of 1.25%, which is accurate as of 1 July 2025 (subject to change).